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Aani
Aani

Introduction to Aani

Introducing Aani, a Central Bank of the UAE initiative powered by Al Etihad Payments, provides instant 24/7 local transfers.

With Aani, you can send and request money using mobile numbers without the need to exchange bank account numbers or IBANs.

Instant Payment
Instant Payment

Send money, receive funds, or split a bill in just a few clicks.

Request Money
Request Money

Easily request money from registered Aani participants.

Split Bill
Split Bill

Split a bill with others by sending a request to your contacts or by showing a QR code.

Manage Request
Manage Request

Manage all the requests by accepting, declining, or canceling them.

QR Code Payments
QR Code Payments

Experience effortless payments by scanning QR codes and transferring money in seconds.

  • Security: Aani enables safe and secure transfers across the nation.
  • 24/7 Transaction Processing: Aani processes transactions in seconds, anytime.
  • Ease of Transfer: Send or request money using mobile numbers without IBANs.
  • Speed and Convenience: Complete payments in seconds.

You can follow the below process to enroll to Aani.

  • Login to Al Khaliji France Internet Banking using your username/password and SMS OTP.
  • Select the option to enroll “Aani Instant Payment”.
  • Verify your IBAN, mobile number, and other details.
  • Choose the default account or leave this field blank if the default account will be managed from the Aani app later.
  • Provide your consent by choosing accept to enroll.
  • After successful enrollment, the un-enrollment option will be activated.
  • You can choose the un-enrollment option anytime to opt out.
  • After successful enrolment, you can download the Aani mobile application from Google Play Store or App Store.
  • Launch the Aani app and select Al Khaliji France from the list of banks.
  • The app will redirect to the authentication screen where you have to enter your Al Khaliji France Internet Banking username/password followed by SMS OTP.
  • After successful authentication, the Al Khaliji France account will be available in the Aani app to use the services.
  • To initiate transactions, select the displayed MENU button and explore Aani features like Pay with QR code, Send Money, Request Money, and Split Bill.

FREQUENTLY ASKED QUESTIONS (FAQ'S)

Aani is an initiative of the Central Bank of the UAE powered by Al Etihad Payment Systems, allowing digital payments to be executed instantly 24×7.

The Aani advantages include sending money within UAE in less than 10 seconds, requesting the money, splitting the bills and paying using QR code..

No, Aani will only work when mobile number and registered accounts are linked.

The key services offered by Aani are:
  • Funds transfer using the mobile number.
  • QR-code based payments.
  • Request to pay.
  • Split bill among registered participants.

The transfers done via Aani will be processed within 10 seconds.

You can contact the Al Khaliji France 24×7 Contact Center on 800 542 5454 (From within the UAE) or 00974 4494 0044 (From abroad) or your respective Relationship Manager.

To view Aani Terms and Conditions please click here

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